Which financial services provider is likely to offer business loans and accounts to a local coffee shop?

A commercial bank, such as Marley and Winston Commercial Bank, is designed to provide a range of financial services tailored to businesses, including offering business loans and accounts. These banks focus on supporting small to medium-sized enterprises like local coffee shops by providing essential banking services that facilitate everyday operations, cash flow management, and growth financing.

In contrast, an investment bank primarily deals with larger corporate clients and focuses on capital markets, mergers, and acquisitions rather than small business lending. A CPA firm's main role is to provide accounting and tax services, which are not aimed at providing financial products like loans or business accounts. Lastly, a brokerage firm specializes in buying and selling securities and would not typically offer the banking services needed by a local coffee shop for daily operations and financing needs.